01 I will survive Copyright © 2022 Accenture. All rights reserved. 4 While people are busy fighting personal financial fires, they’re also facing increasingly tangible effects of climate change. The record-breaking temperatures that roasted Europe in the summer of 2022 are expected to become the norm by 2035, which will likely see millions of people displaced by wildfires, flash floods, and storm damage. 6,7 Asia will be hardest hit by rising sea levels, as six of its nations are home to approximately 75% of the 300 million people worldwide living in areas that are projected to be below average coastal flood levels by 2050. 8 When will the macroeconomic shocks of life settle down? Many people believe the very systems through which they run their lives are failing them, placing responsibilities that were once shared solely on their shoulders. Workers whose income doesn’t rise in step with inflation are effectively taking pay cuts, and at the time of writing, daily headlines shout about inflation rates and their impact on the cost of goods, energy, and mortgage repayments. 2 In Argentina, for example, interest rates have reached 75% and inflation is almost at 100%, while the UK’s energy crisis threatens to plunge a third of households into fuel poverty and the cost of living is increasing at its fastest rate in 40 years. 3,4,5 + unreal engine, wide angle, omit text; letter, aspect ratio 2:3, algorithm version 4