d e r e v li e d, d e eal d, s e gn i S   05 What’s next We see the need for a full ecosystem shift in the years ahead, as blockchain-based technologies transform the experience of people’s online lives. While it’s still a ways off, we’re seeing the foundations of an open wallet framework starting to form with transparency and interoperability built in at the core. We expect to see a universal digital wallet system that enables people to carry their tokenized identity (via governments), money (via banks), possessions, and loyalty (via brands) around wherever they go online. This is the next version of the wallets in use today in Web3. + photorealistic, aspect ratio 16:9, change 100 Copyright © 2022 Accenture. All rights reserved. 65