AboutAccenture Disclaimer Accentureisaleadingglobalprofessionalservicescompany,providing This document is intended for general informational purposes only and a broad range of services in strategy and consulting, interactive, does not take into account the reader’s specific circumstances, and technologyandoperations,withdigitalcapabilitiesacrossallofthese maynotreflectthemostcurrentdevelopments.Accenturedisclaims,to services.Wecombineunmatchedexperienceandspecializedcapabilities thefullestextentpermittedbyapplicablelaw,anyandallliabilityforthe across more than 40 industries—powered by the world’s largest network accuracyandcompletenessoftheinformationinthispresentationandfor of Advanced Technology and Intelligent Operations centers. With any acts or omissions made based on such information. Accenture does 509,000 people serving clients in more than 120 countries, Accenture not provide legal, regulatory, audit, or tax advice. Readers are responsible brings continuous innovation to help clients improve their performance for obtaining such advice from their own legal counsel or other licensed andcreatelastingvalueacrosstheirenterprises. professionals. Visit us at www.accenture.com Accenture,itslogo,andNewAppliedNowaretrademarksofAccenture. Endnotes 1 Time, “As COVID-19 Crashes the Economy, Workers and Business Owners Wonder If Anything Can Save Them From Financial Ruin”, March 18, 2020. https://time.com/5805526/coronavirus-economy- layoffs/ 2 JPMorgan Chase & Co., “Cash is King: Flows, Balances, and Buffer Days,” September 2016. https://institute.jpmorganchase.com/institute/research/small-business/report-cash-flows- balances-and-buffer-days.htm 3 The Advisor, “Banks Inundated with SME Loan Deferral Requests,” April 1, 2020. https://www.theadviser.com.au/breaking-news/40188-banks-inundated-with-sme-loan-deferral-requests 4 Channel News Asia, “Crisis haunts British banks in coronavirus relief effort”, April 3, 2020. https://www.channelnewsasia.com/news/business/crisis-haunts-british-banks-in-coronavirus-relief-effort- 12607562 5 Global Capital, “AIIB makes adjustments to operations amid Covid-19 outbreak”, March 2, 2020. https://www.globalcapital.com/article/b1kl2p5nzngwpg/aiib-makes-adjustments-to-operations-amid-covid- 19-outbreak References throughout to industry actions are based on Accenture client case studies and industry knowledge. Copyright ©2020 Accenture. Allrightsreserved.Accentureanditslogoareregisteredtrademarks.